Santa Rosa FHA Loans

 

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Experience Home Ownership with an FHA Loan!

With low down payment and credit score requirements, the Federal Housing Administration loan program is an attractive option for first-time homebuyers.

 

The Federal Housing Administration (FHA) has increased some loan limits for 2019, with a the ceiling at $726,525 in high cost metropolitan areas, and $314,827 in low cost areas for single-unit properties. Sonoma County loan limit was increased to $704,950.

Please feel invited to contact me, Click Here, should you have any questions!

 

 

Here are just a few of the benefits of FHA financing:

  • 3.5% down payment
  • 100% Gift Fund allowed
  • Co-signers can be used
  • Financing for credit scores as low as 600
  • Purchase and refinance options are available

 

    * An FHA loan is the easiest way to qualify for home buying AND refinancing.

* American Pacific Mortgage is a Full Eagle FHA lender and our clients love the low fixed rates and security of a government-insured loan. Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting an FHA loan. I have been providing Santa Rosa, Sonoma county and California residences with FHA financing for over 26 years!

* You can refinance up to 97.75% of your home’s value. FHA cash-out refinance loans allow you to take out up to 85% of your home’s value.
* Refinance your FHA loan and get a lower mortgage rate and payment with an FHA Streamline – even if you owe more on your home than it’s worth.

* Buying a home? Your down payment can be as low as 3.5% of the price of the home. *

* FHA also allows seller concessions up to 6% of your home purchase price.

* Need a lower payment? FHA has safe adjustable rate loans also!

Talk with us anytime at (800) 660-4843 or
fill out a secure 1003 Application, you will be Happy you did!